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Marine Insurance

Save time by getting Australian Marine Sales to provide you with competitive insurance quotes from many of Australia’s leading marine insurance companies.

Recreational Power Vessel and Sailing yachts


Whether you own a recreational power vessel or a sailing yacht, Australian Marine Sales is committed to securing the best insurance prices for you. Your vessel is your pride and joy, and with the rising costs of berthing, maintenance, and insurance nationwide, we understand the importance of finding affordable coverage. Our dedicated and trained staff specialise in assisting you in finding the perfect insurance policy tailored to your boat and budget.

With our extensive network, we guide you through the process to ensure you get the right coverage. At Australian Marine Sales, we make the insurance process straightforward and hassle-free. Our team has saved boat owners thousands of dollars by securing the best possible insurance policies. Fill out the enquiry form below, and one of our expert insurance agents will work with you to find the ideal coverage and pricing to suit your needs. Get in touch with us today!

AMS Expert Team

At Australian Marine Sales, our expert team is dedicated to helping you find the right insurance, no matter the size of your boat. With our extensive network and industry connections, we ensure that every vessel receives the coverage it deserves. Trust us to navigate the insurance process and provide peace of mind for your boating adventures.

Luxury Commercial Charter Vessels


“Charter vessels play a significant role in the Australian boating community, offering a range of specialised services from private getaways to day running for various occasions.

Australian Marine Sales understands the unique insurance needs of luxury commercial charter vessels, and our dedicated team is here to provide tailored coverage solutions. Let us assist you in sorting your charter vessel insurance, ensuring peace of mind as you navigate the waters.”

Commercial Vessels


At Australian Marine Sales, commercial vessel insurance is one of our specialties. Our dedicated team works closely with you to ensure you have the correct insurance policy for your needs. With us, you can have peace of mind knowing that we are working to provide you with the best possible commercial boat insurance, tailored to your requirements and budget.

Commercial vessels play a significant role in the Australian boating community, and our commercial insurance policies ensure that you are covered with the best value insurance. As commercial vessel insurance involves many specific details, please reach out to us via the contact form, and we will be in touch to assist you in finding the best commercial insurance options and pricing.

Contact Us Today

Complete the inquiry form below, and our team of expert insurance agents will collaborate with you to discover the perfect coverage and pricing tailored to your requirements.

Frequently Asked Questions

What is Australian boat insurance, and why do I need it?

Australian boat insurance protects your vessel against damages, theft, and liability risks, ensuring financial security while on the water.

How does sailboat insurance in Australia differ from standard boat insurance?

Sailboat insurance covers risks specific to sailing vessels, such as mast damage, rigging failures, and sail replacements.

What does Australian marine insurance typically cover?

Coverage usually includes accidental damage, theft, fire, storm damage, third-party liability, and sometimes personal injury protection.

Is boat insurance required by law in Australia?

While not mandatory nationwide, many marinas, boat lenders, and charter operators require boat insurance.

What factors affect the cost of Australian boat insurance?

 The cost depends on factors like boat type, age, usage (private or commercial), storage location, and the level of coverage chosen.


Insurance Providers & Claims 
Which marine insurance companies provide the best coverage in Australia?

Leading providers include Club Marine, Nautilus Marine, QBE, and other specialized boating insurance companies.

How do I choose between different boating insurance companies?

Compare policy coverage, exclusions, claim processes, and customer reviews to find the best fit.

What should I do if my boat is stolen?

Report the theft to authorities, notify your insurer, and provide necessary documents to initiate a claim.

How does the claims process work for Australian boat insurance?

File a claim online or via phone, submit supporting evidence (photos, police reports), and wait for the insurer’s assessment.

Are salvage and wreck removal covered under marine insurance?

 Many policies include salvage and wreck removal costs, especially for environmental protection purposes.


Additional Considerations

Does boat insurance cover racing and competitions?

Standard policies may exclude racing, but additional coverage can be purchased for competitive events.

What liability coverage is included in Australian boat insurance?

Liability insurance protects against damages to other boats, injuries to third parties, and legal expenses.

Does my home insurance cover my boat?

Home insurance may offer limited boat coverage, but dedicated marine insurance provides better protection.


Coverage & Policy Details 
What is covered under boat insurance for charters?

Charter boat insurance covers passenger liability, hull damage, crew protection, and loss of income due to vessel damage.

How can I find inexpensive boat insurance in Australia?

Comparing quotes from multiple marine insurance companies, bundling policies, and choosing a higher deductible can help reduce costs.

What are the key differences between boat insurance in Sydney and Melbourne?

Policies may vary based on regional risks, such as Sydney’s busy harbor traffic or Melbourne’s unpredictable weather conditions.

Does commercial vessel insurance cover my business operations?

Yes, commercial vessel insurance covers business-related risks like cargo loss, employee injuries, and legal liabilities.

How does Australia boat insurance handle damages caused by storms or cyclones?

 Most policies include coverage for weather-related damage, but some may have exclusions in cyclone-prone areas.


Policy Customization & Discounts

Can I customize my Australian marine insurance policy?

Yes, insurers offer add-ons like water sports coverage, personal effects protection, and increased liability limits.

Are there discounts for experienced boaters?

Some insurers offer lower premiums for boaters with safe navigation records and certified training.

Does boat insurance cover international waters?

Some policies provide coverage for international waters, but you may need additional endorsements for extended voyages.

Can I get temporary or short-term boat insurance?

Yes, some providers offer short-term policies for seasonal use or specific events.

Is liveaboard boat insurance available in Australia?

Yes, insurers provide policies tailored for those who use their boats as primary residences.


Additional Considerations

Are mooring and marina fees covered under boat insurance?

Some policies cover mooring fees if the boat is damaged and requires extended storage.

Can I transfer my policy if I sell my boat?

Insurance policies are not typically transferable; the new owner must secure their own coverage.

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